Authorised FSP — Independent Short-Term Insurance Intermediary
Quality cover. Professionally managed.
Quality cover. Professionally managed.
Nova is an independent short-term insurance intermediary focusing on providing commercial and personal cover for our clients.
Nova is an independent short-term insurance intermediary focusing on providing commercial and personal cover for our clients.
Quality cover
Insurance structured around our clients’ needs and risk profile, with careful attention to insurer fit, policy wording, limits, excesses and exclusions.
Professionally managed
ongoing support after placement, including policy administration, claims, endorsements, renewals and responsive service throughout policy lifecycle.
How We Work
A structured approach to advice, placement, policy management and renewal.
A structured approach to advice, placement, policy management and renewal.
Nova follows a defined short-term insurance workflow - understanding the risk, structuring suitable cover, approaching the market, selecting the appropriate insurer and managing the policy relationship during the policy lifecycle.
Nova follows a defined short-term insurance workflow - understanding the risk, structuring suitable cover, approaching the market, selecting the appropriate insurer and managing the policy relationship during the policy lifecycle.
01
Review
We review the current policy, claims and policy history and the insurer structure.
01
Review
We review the current policy, claims and policy history and the insurer structure.
02
Needs Analysis
We understand our client’s business in detail, including its risks, needs and pinpoints.
02
Needs Analysis
We understand our client’s business in detail, including its risks, needs and pinpoints.
03
Market Approach
We approach appropriate insurer partners armed with a detailed understanding of the insurance solution that will address our clients’ requirements.
03
Market Approach
We approach appropriate insurer partners armed with a detailed understanding of the insurance solution that will address our clients’ requirements.
04
Compare
We compare insurer responses across cover, pricing, excesses, exclusions, conditions and overall policy quality.
04
Compare
We compare insurer responses across cover, pricing, excesses, exclusions, conditions and overall policy quality.
05
Recommend
We present a clear recommendation, including the preferred option, key benefits, limitations and practical implications.
05
Recommend
We present a clear recommendation, including the preferred option, key benefits, limitations and practical implications.
06
Ongoing Management
Once accepted, Nova manages placement, onboarding, policy checks, ongoing administration, claims support, endorsements and the annual renewal negotiations.
06
Ongoing Management
Once accepted, Nova manages placement, onboarding, policy checks, ongoing administration, claims support, endorsements and the annual renewal negotiations.
Insurance Categories
Commercial and personal short-term cover.
Nova advises on, places and manages cover across the main commercial and personal short-term insurance categories:
Nova advises on, places and manages cover across the main commercial and personal short-term insurance categories:
Motor
Property and assets
Specialist and operational risks
Liability
Theft
Accident and personal risk
Areas of Specialisation
Focused experience in selected client segments.
Focused experience in selected client segments.
Nova has experience in all major categories of short-term insurance, and focuses on targeted segments where policy structure, claims responsiveness and service discipline are especially important.
Nova has experience in all major categories of short-term insurance, and focuses on targeted segments where policy structure, claims responsiveness and service discipline are especially important.
General Commercial Business
South African SMEs and commercial businesses requiring structured cover across assets, liability, theft, personal accident, business interruption and operational risks.
General Commercial Business
South African SMEs and commercial businesses requiring structured cover across assets, liability, theft, personal accident, business interruption and operational risks.
General Commercial Business
South African SMEs and commercial businesses requiring structured cover across assets, liability, theft, personal accident, business interruption and operational risks.
Property Management
Body corporates, sectional title schemes, HOA, residential estates, commercial property portfolios and managing agents.
Property Management
Body corporates, sectional title schemes, HOA, residential estates, commercial property portfolios and managing agents.
Property Management
Body corporates, sectional title schemes, HOA, residential estates, commercial property portfolios and managing agents.
Motor Fleets
Commercial vehicle and heavy commercial vehicle fleets requiring appropriate fleet structure, claims control, driver risk management and insurer placement.
Motor Fleets
Commercial vehicle and heavy commercial vehicle fleets requiring appropriate fleet structure, claims control, driver risk management and insurer placement.
Motor Fleets
Commercial vehicle and heavy commercial vehicle fleets requiring appropriate fleet structure, claims control, driver risk management and insurer placement.
Construction & Engineering
Contractors, developers and construction businesses requiring cover for CAR (contractors all risk), plant, equipment, liability and site-related risks.
Construction & Engineering
Contractors, developers and construction businesses requiring cover for CAR (contractors all risk), plant, equipment, liability and site-related risks.
Construction & Engineering
Contractors, developers and construction businesses requiring cover for CAR (contractors all risk), plant, equipment, liability and site-related risks.
Professional Services
Accountants, architects, engineers, designers, consultants and other service-led businesses requiring commercial cover, liability protection and tailored risk advice.
Professional Services
Accountants, architects, engineers, designers, consultants and other service-led businesses requiring commercial cover, liability protection and tailored risk advice.
Professional Services
Accountants, architects, engineers, designers, consultants and other service-led businesses requiring commercial cover, liability protection and tailored risk advice.
Logistics
Transport operators, freight businesses and goods-in-transit risks where vehicle use, cargo exposure and claims responsiveness are critical.
Logistics
Transport operators, freight businesses and goods-in-transit risks where vehicle use, cargo exposure and claims responsiveness are critical.
Logistics
Transport operators, freight businesses and goods-in-transit risks where vehicle use, cargo exposure and claims responsiveness are critical.
Hospitality
Hotels, guesthouses, lodges, restaurants and hospitality operators with property, liability, business interruption and guest-related exposures.
Hospitality
Hotels, guesthouses, lodges, restaurants and hospitality operators with property, liability, business interruption and guest-related exposures.
Hospitality
Hotels, guesthouses, lodges, restaurants and hospitality operators with property, liability, business interruption and guest-related exposures.
The Nova Team
Experienced advice. Operational discipline.
Experienced advice. Operational discipline.
Nova brings together deep short-term insurance advisory experience together with optimised system driven operational execution and administration.
Nova brings together deep short-term insurance advisory experience together with optimised system driven operational execution and administration.
Anthony Heiss
Principal Advisor
Gavin Rimmer
Executive Director
Bradley Rimmer
Operations and Systems
Kerry Vogel
Administration
Our team brings together insurance advisory, operational execution, large corporate experience and administration support to deliver clear advice, efficient service and dependable day-to-day insurance management.
Our team brings together insurance advisory, operational execution, large corporate experience and administration support to deliver clear advice, efficient service and dependable day-to-day insurance management.
Talk to an advisor
Every enquiry is handled personally by a member of our advisory team.
Insurance handled properly starts here
Cover that is properly structured, actively managed, and defended when it matters most.
Insurance handled properly starts here
Cover that is properly structured, actively managed, and defended when it matters most.
Insurance handled properly starts here
Cover that is properly structured, actively managed, and defended when it matters most.